What Happens After a Bankruptcy?
Many people are concerned that a bankruptcy will haunt their financial opportunities for a lifetime. They hesitate to file for the needed relief of bankruptcy because of concerns about the future and life after bankruptcy. Be aware that many successful people have filed for bankruptcy in the past. The opportunity for a fresh start gave them the chance they needed to succeed. Clients generally find that the recovery after filing for bankruptcy is quicker and less painful than they had anticipated. Talk to the attorneys at Coggins & Johnston law firm in Roseville, California.
Call (916) 797-1397 for a free consultation with a bankruptcy attorney.
If you have questions about how a bankruptcy will affect you, contact a lawyer who knows the law well and who will give you answers that fit your specific situation. No two bankruptcies are alike, but here are answers to some questions you may have.
- When can I apply for a mortgage and buy a house? In 24 months.
- When can I buy a car? Often right after discharge.
- How long will the bankruptcy be on my credit report? Up to 10 years.
- If I forgot to list a creditor, what happens? You can add a creditor at any time within six months after filing.
For answers to other questions, contact a bankruptcy lawyer.
For many Californians, filing bankruptcy means an end to constant worry. The collections calls and letters stop. There is a chance to plan ahead for a better future. Is bankruptcy the right answer for you? That depends on many factors. Talk to a bankruptcy attorney who will listen and help you determine what to do. Know the options available for your home loan or credit card debt.
The first consultation is free at Coggins & Johnston law firm. It will give you a chance to get answers to your questions and make an informed, educated decision about your future. No matter what your decision, we can help you end the financial struggle and get a fresh start.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
The Coggins & Johnston law firm in Roseville, California, represents bankruptcy and foreclosure clients in Sacramento, Roseville, Rocklin, Granite Bay, Lincoln, Citrus Heights, Davis, Rancho Cordova, Folsom, Woodland, Carmichael, North Highlands, Yuba City, Fair Oaks, Orangevale, El Dorado Hills, Auburn, Placerville, Gold River, Loomis, CA, and other communities in Placer County, Sacramento County, Yolo County, El Dorado County, Yuba County, Central California and Northern California.