Bankruptcy & Foreclosure

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Chapter 13 & Foreclosure
Foreclosure Options
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Ask an Attorney about Your Foreclosure Options

Can you stop a foreclosure on your home? To understand all your options, talk to a bankruptcy and foreclosure lawyer at Coggins & Johnston law firm in Roseville, California.

Call (916) 797-1397 for a free consultation with a foreclosure attorney.

When you have worked hard to buy your home, the thought of foreclosure can be devastating. What can you do to stop foreclosure and save your home? Or given the circumstances you are in, should you decide to let the home go? Don't make a decision until you have consulted with an attorney who can explain all your options and the tax implications of whatever you decide.

Should you file for bankruptcy?
By filing for Chapter 13 bankruptcy, the foreclosure action will stop while you sort through your options. Ask a lawyer about Chapter 13 bankruptcy and foreclosure.

Would a short sale be the right choice?
Ask your lawyer about a short sale or deed in lieu of foreclosure. Would one of those choices be best in your particular situation?

Should you deal directly with the bank or mortgage company?
To stop foreclosure, you may be able to renegotiate your mortgage and/or arrange for a loan to pay back the arrearages. Before you sign anything, however, make sure you have an attorney review the contract to be sure it is in your best interests.

Know all of your options before you make a decision. Contact an attorney.
The first consultation is free at Coggins & Johnston law firm. It will give you a chance to get answers to your questions and make an informed, educated decision before you decide how to handle your foreclosure. No matter what your decision, we can help you end the financial struggle and get a fresh start.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

The Coggins & Johnston law firm in Roseville, California, represents bankruptcy and foreclosure clients in Sacramento, Roseville, Rocklin, Granite Bay, Lincoln, Citrus Heights, Davis, Rancho Cordova, Folsom, Woodland, Carmichael, North Highlands, Yuba City, Fair Oaks, Orangevale, El Dorado Hills, Auburn, Placerville, Gold River, Loomis, CA, and other communities in Placer County, Sacramento County, Yolo County, El Dorado County, Yuba County, Central California and Northern California.

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